Chile Khipu

Required Fields

Field	Description	Validation
bank_code	Bank identifier code	See Bank Identifier Codes below

Bank Identifier Code

Name	Code	Minimum amount
Banco de Chile	banco_chile	200 CLP
Banco Estado	banco_estado	200 CLP
Banco BCI	bci	200 CLP
Banco Falabella	falabella	200 CLP
Banco Itaú	itau	200 CLP
Banco Santander	santander	1000 CLP
Banco Security	security	200 CLP
Scotiabank	scotiabank	200 CLP
Banco BICE	banco_bice	200 CLP
Banco Consorcio	banco_consorcio	2000 CLP
Banco Internacional	banco_internacional	200 CLP
Banco Ripley	banco_ripley	200 CLP
Coopeuch	coopeuch	1500 CLP
Prepago Los Héroes	prepago_los_heroes	1000 CLP

Amount

CLP has no minor currency units, supplied amounts must be an integer amount with no decimal places

Valid:
3724
193457345

Invalid:
3724.00
3724.50

Payment Flows

The Pay-In response provides three distinct URLs:

Payment URL: A unified link that allows the end user to choose between manual transfer and simplified transfer.

Manual Transfer URL: A direct link that enables the user to complete the payment manually through their bank.

Simplified Transfer URL: A direct link that redirects the user to Khipu’s checkout for a simplified payment experience.

Expiry

Initiated transactions that are not completed, transition to an Expired state after 72 hours.

Simulator

By default requests in the Sandbox environment are processed by a Provider simulator, to enable Provider Sandbox processing set DisablePartnerMock header to true.
This header only applies to the Sandbox environment.

OAuth 2.0

Client Credentials

Add the parameter

Authorization

to Headers，whose value is to concatenate the Token after the Bearer.

Example:

Authorization: Bearer ********************

Token URL: https://api.paypaga.com/oauth2/token

curl --location 'https://api.paypaga.com/v2/transactions/pay-in' \ --header 'Content-Type: application/json' \ --data-raw '{ "amount": 1000, "country": "CL", "currency": "CLP", "payment_method": "khipu", "merchant_order_reference": "ORDER-2026-0001", "merchant_transaction_reference": "TRX-2026-0001", "merchant_customer_id": "customer@email.com", "customer_ip": "120.29.48.92", "fields": { "bank_name": "bci" }, "return_urls": { "success_url": "https://merchant.com/payment-success", "failure_url": "https://merchant.com/payment-failure", "cancel_url": "https://merchant.com/payment-cancelled" } }'

{ "transaction_id": "20260205-1127-4678-8883-5e4868d33e4e", "payment_method_reference": 129930, "expires_at": "2026-06-09T14:13:05.143073869Z", "instructions": { "payment_method_reference": "azkcl5oof0ie", "reference_url": "https://khipu.com/payment/manual/75msm1ddc66a" } }

Required Fields

Bank Identifier Code

Amount

Payment Flows

Expiry

Simulator

Request

Responses

Chile Khipu

Required Fields#

Bank Identifier Code#

Amount#

Payment Flows#

Expiry#

Simulator#

Request

Responses

Required Fields

Bank Identifier Code

Amount

Payment Flows

Expiry

Simulator