Ecuador Mi Negocio Efectivo

Production

https://api.paypaga.com

POST

/v2/transactions/pay-in

Example of a pay-in transaction creation request for the Ecuador Mi Negocio Efectivo payment method.

Payment Instructions

To complete your payment, use the following reference and agreement code.

Request

Authorization

OAuth 2.0

Client Credentials

Add the parameter

Authorization

to Headers，whose value is to concatenate the Token after the Bearer.

Example:

Authorization: Bearer ********************

Token URL: https://api.paypaga.com/oauth2/token

Body Params application/jsonRequired

Examples

Responses

🟢201

application/json

Pay-in accepted.

Headers

Bodyapplication/json

Request Example

Shell

JavaScript

Java

Swift

curl --location 'https://api.paypaga.com/v2/transactions/pay-in' \
--header 'Content-Type: application/json' \
--data-raw '{
    "amount": 1000,
    "country": "EC",
    "currency": "USD",
    "payment_method": "minegocioefectivo",
    "merchant_order_reference": "ORDER-2026-0016",
    "merchant_transaction_reference": "TRX-2026-0016",
    "merchant_customer_id": "customer@email.com",
    "customer_ip": "120.29.48.92",
    "return_urls": {
        "success_url": "https://merchant.com/payment-success",
        "failure_url": "https://merchant.com/payment-failure",
        "cancel_url": "https://merchant.com/payment-cancelled"
    }
}'

Response Example

{
    "transaction_id": "20260205-1419-4c8b-8c1d-7e5a9c3f0c3a",
    "payment_method_reference": 129930,
    "expires_at": "2026-06-09T14:13:05.143073869Z",
    "instructions": {
        "reference": 90951244842,
        "agreement_code": "110342"
    }
}

Modified at 2026-06-09 13:35:16

Ecuador Deuna

Ecuador Omniswitch

Ecuador Mi Negocio Efectivo

Payment Instructions#

Request

Responses

Payment Instructions