| Field | Description |
|---|---|
| reference | Payment reference number the payer must provide at a BCP Efectivo point of sale to identify and complete the transaction. |
| agreement_code | Agreement ("convenio") code identifying PayPaga as the collecting biller within the BCP Efectivo network; provided together with reference at the point of sale. |
curl --location 'https://api.paypaga.com/v2/transactions/pay-in' \
--header 'Content-Type: application/json' \
--data-raw '{
"amount": 1000,
"country": "PE",
"currency": "PEN",
"customer_ip": "120.29.48.92",
"merchant_customer_id": "customer@email.com",
"merchant_order_reference": "ORDER-2026-0028",
"merchant_transaction_reference": "TRX-2026-0028",
"payment_method": "bcp_efectivo",
"return_urls": {
"failure_url": "https://merchant.com/payment-failure",
"success_url": "https://merchant.com/payment-success"
}
}'{
"expires_at": "2026-06-09T14:13:05.143073869Z",
"instructions": {
"agreement_code": "110342",
"reference": "90951244842"
},
"payment_method_reference": "129930",
"transaction_id": "20260209-0905-441d-bbad-09b055bb109f"
}