1. Peru
PayPaga V2 API
  • API Overview
    • Introduction
    • API Reference
    • Environments
    • Payment methods
    • Errors
    • Standard Codes and Values
    • Transaction Status Definitions and Lifecycle
    • Changelog
      • Format
  • OAuth2 Service
    • authenticate
      POST
    • Schemas
      • AuthRequest
      • AuthResponse
      • AuthFailed
  • PayPaga Integration API
    • Transactions Configuration
      • List available pay-in configurations.
      • List available pay-out configurations.
    • Pay-in Transactions
      • Search pay-in transactions
      • Create a pay-in transaction.
      • Retrieve a pay-in transaction.
    • Development Utilities
      • Override a pay-in transaction status
      • Override a pay-out transaction status
    • Pay-out Transactions
      • Search pay-out transactions
      • Create a pay-out transaction.
      • Retrieve a pay-out transaction.
    • Pay URLs
      • Create a hosted PayURL checkout
    • Balances
      • Retrieve merchant balance summary.
    • Catalog
      • List supported countries
      • List supported payment methods
    • Settlements
      • Search settlements
      • Retrieve settlement options
      • Retrieve settlement transactions
    • Reference Data
      • Retrieve exchange rates
      • Retrieve tax rates
    • Notifications
      • Create a notification subscription
      • List notification subscriptions
      • Retrieve a notification subscription
      • Delete a notification subscription
    • Schemas
      • MoneyAmount
      • Currency
      • Country
      • PaymentMethod
      • Product
      • OptionField
      • PayInTransactionStatus
      • PayOutTransactionStatus
      • NotificationType
      • PaginationMeta
      • MerchantOrderReference
      • MerchantTransactionReference
      • FeeMode
      • PaymentOption
      • Code
      • Message
      • ValidationErrorItem
      • ValidationErrorDetail
      • ErrorDetail
      • PayInTransaction
      • PayInTransactionListResponse
      • ReturnUrls
      • CreatePayInRequest
      • PaymentInstructions
      • CreatePayInResponse
      • PayInTransactionStatusOverrideRequest
      • PayOutTransaction
      • PayOutTransactionListResponse
      • CreatePayOutRequest
      • CreatePayOutResponse
      • PayOutTransactionStatusOverrideRequest
      • PredefinedFields
      • CreatePayURLRequest
      • CreatePayURLResponse
      • BalanceTotal
      • BalanceCountry
      • BalanceSummaryResponse
      • CountryCatalogEntry
      • PaymentMethodCatalogEntry
      • Settlement
      • SettlementsResponse
      • SettlementWindow
      • SettlementOptionsResponse
      • SettlementTransaction
      • SettlementTransactionsResponse
      • ExchangeRateQuote
      • ExchangeRatesResponse
      • TaxRate
      • ChannelType
      • NotificationSubscriptionResponse
      • ListNotificationSubscriptionsResponse
      • NotificationSubscriptionRequest
      • TransactionCallbackPayload
  • Examples
    • Pay In Examples
      • Argentina
        • Argentina CVU
      • Brazil
        • Brazil PIX
      • Chile
        • Chile Bank Transfer
        • Chile Khipu
      • Colombia
        • Colombia Dale
        • Colombia Daviplata
        • Colombia Efecty
        • Colombia Gana
        • Colombia Movii
        • Colombia Nequi
        • Colombia PSE
        • Colombia RappiPay
        • Colombia ReFacil
        • Colombia Susuerte
        • Colombia Western Union
      • Ecuador
        • Ecuador Bank Transfer
        • Ecuador Banco Guayaquil
        • Ecuador Bemovil
        • Ecuador Deuna
        • Ecuador Mi Negocio Efectivo
        • Ecuador Omniswitch
        • Ecuador RapiActivo
        • Ecuador Western Union
      • Guatemala
        • Guatemala BAM Efectivo
        • Guatemala BAM Transferencia
        • Guatemala Banco Industrial
        • Guatemala Akisi Pronet
      • Mexico
        • Mexico Pay With Cash
        • Mexico SPEI
      • Peru
        • Peru BBVA
          POST
        • Peru BCP
          POST
        • Peru BCP Efectivo
          POST
        • Peru Cell Power
          POST
        • Peru KasNet
          POST
        • Peru QR Interoperable
          POST
        • Peru Plin
          POST
        • Peru Yape
          POST
    • Pay Out Examples
      • Argentina
        • Argentina CVU
      • Brazil
        • Brazil PIX
      • Chile
        • Chile Bank Transfer
      • Colombia
        • Colombia Bank Transfer
      • Ecuador
        • Ecuador Bank Transfer
      • Guatemala
        • Guatemala Bank Transfer
      • Mexico
        • Mexico SPEI
      • Peru
        • Peru Bank Transfer
    • Schemas
      • Pay In
      • Country
      • Currency
      • PaymentMethod
      • MerchantOrderReference
      • MerchantTransactionReference
      • CreatePayOutRequest
      • ReturnUrls
      • CreatePayInRequest
      • CreatePayOutResponse
      • PaymentInstructions
      • CreatePayInResponse
  1. Peru

Peru BCP Efectivo

Production
https://api.paypaga.com
Production
https://api.paypaga.com
POST
/v2/transactions/pay-in
Example of a pay-in transaction creation request for the Peru BCP Efectivo payment method.

Payment Instructions#

To complete your payment, use the following reference and agreement code.

Request

Authorization
OAuth 2.0
Client Credentials
Add the parameter
Authorization
to Headers
,whose value is to concatenate the Token after the Bearer.
Example:
Authorization: Bearer ********************
Token URL: https://api.paypaga.com/oauth2/token
or
Body Params application/jsonRequired

Examples

Responses

🟢201
application/json
Pay-in accepted.
Headers

Bodyapplication/json

Request Request Example
Shell
JavaScript
Java
Swift
curl --location 'https://api.paypaga.com/v2/transactions/pay-in' \
--header 'Content-Type: application/json' \
--data-raw '{
    "amount": 1000,
    "country": "PE",
    "currency": "PEN",
    "payment_method": "bcp_efectivo",
    "merchant_order_reference": "ORDER-2026-0028",
    "merchant_transaction_reference": "TRX-2026-0028",
    "merchant_customer_id": "customer@email.com",
    "customer_ip": "120.29.48.92",
    "return_urls": {
        "success_url": "https://merchant.com/payment-success",
        "failure_url": "https://merchant.com/payment-failure",
        "cancel_url": "https://merchant.com/payment-cancelled"
    }
}'
Response Response Example
{
    "transaction_id": "20260209-0905-441d-bbad-09b055bb109f",
    "payment_method_reference": 129930,
    "expires_at": "2026-06-09T14:13:05.143073869Z",
    "instructions": {
        "reference": 90951244842,
        "agreement_code": "110342"
    }
}
Modified at 2026-06-09 13:47:15
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