Ecuador Bank Transfer

Required Fields

Field	Description	Validation
first_name	Customer first name	Length >= 2 <= 50, RegEx `^\p{L}(?:[ '-]\p{L}+)$`
last_name	Customer last name	Length >= 2 <= 50, RegEx `^\p{L}(?:[ '-]\p{L}+)$`
document_type	Document type	See document types listed below
document_number	Document number	See document types listed below
`bank_code`	Beneficiary bank	Must be one of the payout bank codes listed below
`account_type`	Beneficiary account type	Required. Allowed values: `Ahorro`, `Corriente`
`account_number`	Beneficiary account number	Required. Length >= 10 <= 20, RegEx `^\d+$`

Document types

Document Type	Description	document_number validation
`CI`	Cedula de Identidad	10 digits including last digit checksum
`PP`	Passport	Must be a valid Ecuadorian passport

Bank Identifier Code

Name	Code	Type
BANCO PICHINCHA	`banco_pichincha`	Bank
BANCO DE GUAYAQUIL S.A	`banco_de_guayaquil`	Bank
BANCO CITY BANK	`banco_city_bank`	Bank
BANCO MACHALA	`banco_machala`	Bank
BANCO DELBANK S.A.	`banco_delbank`	Bank
BANCO DE LOJA	`banco_de_loja`	Bank
BANCO DEL PACIFICO	`banco_del_pacifico`	Bank
BANCO INTERNACIONAL	`banco_internacional`	Bank
BANCO AMAZONAS	`banco_amazonas`	Bank
BANCO DEL AUSTRO	`banco_del_austro`	Bank
BANCO DE LA PRODUCCION	`banco_de_la_produccion`	Bank
BANCO BOLIVARIANO	`banco_bolivariano`	Bank
BANCO COMERCIAL DE MANABI	`banco_comercial_de_manabi`	Bank
BANCO GENERAL RUMINAHUI	`banco_general_ruminahui`	Bank
BANCO DEL LITORAL S.A.	`banco_del_litoral`	Bank
BANCO SOLIDARIO	`banco_solidario`	Bank
BANCO PROCREDIT S.A.	`banco_procredit`	Bank
BANCO CAPITAL S.A.	`banco_capital`	Bank
FINANCIERA - FINANCOOP	`financiera_financoop`	Financial
BANCO ECUATORIANO DE LA VIVIENDA	`banco_ecuatoriano_de_la_vivienda`	Bank
CACPECO LTDA (COAC)	`cacpeco`	Financial
COOP. DE LA PEQUENA EMPRESA DE PASTAZA	`coop_pequena_empresa_de_pastaza`	Financial
COOP. AHORRO Y CREDITO 23 DE JULIO	`coop_ahorro_y_credito_23_de_julio`	Financial
COOP. AHORRO Y CREDITO 29 DE OCTUBRE	`coop_ahorro_y_credito_29_de_octubre`	Financial
COOP. AHORRO Y CREDITO ANDALUCIA	`coop_ahorro_y_credito_andalucia`	Financial
COOP. AHORRO Y CREDITO COTOCOLLAO	`coop_ahorro_y_credito_cotocollao`	Financial
BANCO DESARROLLO DE LOS PUEBLOS S.A.	`banco_desarrollo_de_los_pueblos`	Bank
COOP. AHORRO Y CREDITO EL SAGRARIO	`coop_ahorro_y_credito_el_sagrario`	Financial
COOP. AHORRO Y CREDITO GUARANDA LTDA.	`coop_ahorro_y_credito_guaranda`	Financial
COOP. JUVENTUD ECUATORIANA PROGRESISTA LTDA. (COOP. JEP )	`coop_juventud_ecuatoriana_progresista`
BANCO COOPNACIONAL S.A.	`banco_coopnacional`	Bank
COOP. AHORRO Y CREDITO OSCUS	`coop_ahorro_y_credito_oscus`	Financial
COOP. PABLO MUNOZ VEGA.	`coop_pablo_munoz_vega`	Financial
COO. AHORRO Y CREDITO COOPROGRESO	`coop_ahorro_y_credito_cooprogreso`	Financial
COOP. AHORRO Y CREDITO RIOBAMBA	`coop_ahorro_y_credito_riobamba`	Financial
CAJA DE AHORRO Y CREDITO SAN FRANCISCO	`caja_de_ahorro_y_credito_san_francisco`	Financial
COOP. AHORRO Y CREDITO TULCAN	`coop_ahorro_y_credito_tulcan`	Financial

OAuth 2.0

Client Credentials

Add the parameter

Authorization

to Headers，whose value is to concatenate the Token after the Bearer.

Example:

Authorization: Bearer ********************

Token URL: https://api.paypaga.com/oauth2/token

curl --location 'https://api.paypaga.com/v2/transactions/pay-out' \ --header 'Content-Type: application/json' \ --data-raw '{ "country": "EC", "currency": "USD", "payment_method": "bank_transfer", "merchant_transaction_reference": "TRX-2026-0026", "merchant_order_reference": "ORDER-2026-0001", "merchant_customer_id": "customer@mail.com", "customer_ip": "120.29.48.92", "amount": 125.5, "fields": { "first_name": "Juan", "last_name": "Perez", "document_type": "CI", "document_number": 1710034065, "account_number": 2103456789, "bank_code": "banco_pichincha", "account_type": "ahorro" } }'

Required Fields

Document types

Bank Identifier Code

Request

Responses